The #1 Investment Opportunity In Today's "Unstable" World Economy?

-Buy-To-Let Property Investments In France Outperform Those In Florida, Spain & The UK!

Submitted by Danny Silver, own2invest.com

Buy-to-let investors are receiving on average a 92 per cent return on investments in property in France based on initial capital outlay required, rental yields, capital growth and mortgage costs, according to a study by property investment specialist Assetz.
…Read It For Yourself »

Owning French property is one of the safest investments to be found in today's "unstable" world economy! The French property laws make owning property in France an extremely safe investment, (with well under 0.5% litigation), and is the envy of legal professionals and governments throughout the world, with many countries presently looking into "adopting" the system - including the USA, (with nearly 6% litigation in some areas). The French property and fiscal laws also "discourage" outright property speculation and this clearly shows in the very stable, long-term increase in property values, without the usual "highs & lows" associated in other property markets throughout the world.

IMPORTANT: Investing in income property is not a "get rich quick scheme". It's an investment strategy that enables the wise investor to obtain an above average, steady growth of wealth in the medium to long term. However, you can sell your investment and take your current profit at any time and without any penalty!

The rental market in most areas of France is suffering a great shortage of rental accommodation and getting worse. Propriété "Direct" France (PDF) have carefully selected developments in areas that are in great demand from tenants. It is worth noting, that as in all countries/cities the very best rental return comes from the suburbs and commuter areas which are close to and suitable for business/work. Priority must be given to transport, shops, schools, community etc.

While the centre of Paris is a delight, property prices are so high that only a minimum percentage yield on rental is achieved. While the Cote d'Azur "holiday property", (beachfront; pool; gardens & parks etc) are ideal for living, holidays, retirement and "seasonal rentals", they do not normally produce good, reliable, long-term rental incomes. It is wise to look at potential investment income property through the eyes of a competent rental management company.

NON-RECOURSE MORTGAGES!

French mortgages are totally non-recourse and do not affect your credit rating/points in your home country! 80% mortgages are obtainable through all the major banks/lenders. Interest rates are currently between 2.7% and 3.2% (as of 10/05)

MAXIMUM CAPITAL GROWTH!

It is always best to invest in a new-build as early in the construction process as possible. Published market values/figures have consistantly shown that while development is under construction the capital value of the property increases by approx. 6% per annum over normal capital growth!! This is influenced by the fact that the tax/notaire/legal fees, ("closing costs"), on new build is fixed by law at 2.5%, while on old build it averages 15%.

GUARANTEED RENTAL INCOME!

"Guaranteed rental income" (buy-to-let), commenced in France in 1964 and government statistics show over 1 million people have invested in the 40 years since its inception. Currently, guaranteed rental return on long-term, unfurnished rentals is 6.5% per annum.

Propriété "Direct" France (PDF) holds small and informal seminars with licensed experts from France who carefully and fully explain all the details and legalities that make the French investment market totally unique. You may view a full selection of developments that are ideal for investment income in PARIS, COTE D'AZUR, MARSEILLES, SOUTH WEST FRANCE at www.own2invest.com. For your interest - you may also view a full range of vacation, residential and retirement properties at www.pdfparis.com

The properties listed on www.own2invest.com are guaranteed income. That means that you will receive the following GUARANTEES ON THESE PROPERTIES FOR THE ENTIRE PERIOD YOU RENT OUT YOUR PROPERTY:

• Guaranteed initial rental
• Guaranteed regular income : if your property becomes vacant, or remains vacant for more than one month, you will receive a regular monthly income corresponding with the market value, (excluding rental charges), for an unlimited period.
• Guaranteed cover against rent default, as from first month and for an unlimited period
• Guaranteed cover against damage to your property by tenant

Following is a translation of the context of an article from 'Le Figaro' February 6th 2004:

Under French law a tenant is required to insure the owner of the property against the following :

• Non-payment of rent.
• Cover of damage to include fire, water, robbery, third party and legal representation for owner.
  1. With villa/house must also cover for roof, walls, garden, pool etc.
  2. The same as villa/house except where covered by the co-propriété (building) insurance
• Rental loss caused by time to repair damage, or to replace tenant if tenant leaves unexpectedly.
• The tenant must either provide insurance policy and pay for himself and show proof before moving in, (plus yearly proof of renewal), or the owners management company shall arrange the insurance policy and charge the tenant.
• Notes:
• Does not apply to holiday rentals
• Although tenant pays for insurance, owner may deduct from payable tax.

— Jacqueline BONNARD — 'Le Figaro' 06 Feb. '04

South West France

Without doubt the South West of France is the biggest business, cultural and living growth area in Europe - with absolutely no foreseeable slowdown to its expanding growth. Apart from the large aerospace businesses, hi-tech expands everywhere; as does all other business. Add to this the fact that many French people are moving back into the country areas for better living and certainly in this area - better weather! Add to this the universities and colleges in Toulouse, Montpellier etc... All the major cities and towns are experiencing this phenomenal growth - Toulouse; Perpignan; Beziers; Montpellier; Nimes…

A summary of an article about the continuing growth of the region published by INSEE, (Ministry of Economy), on 25 January 2005 informs us that;

• The rapid population growth in this area is due to;
  1. Lowest Death Rate in Europe/West.
  2. Highest Birth Rate in Europe/West.
  3. Strong immigration from mostly North European countries.
• Very strong population migration from North to South-West (See Map ») For example; Paris population in 1946 was 2.9 million by the end of 2003 it was 2.125 million.

Property for buying and renting is in extremely short supply and new build start up is very far behind demand. A recent newspaper article from the Chambre de Notaires states that "for the last few years 2000 new homes per year have been built and 1000 new people moving to the area per month"! Rental property is also in short supply due to some local government regulations forbidding developers to sell more than 20% to 30% of a development to investors. The reason given is they like people to move to the area in a permanent basis.

The advantages for investors in this area are excellent. Apartments are of a good size and more reasonably priced than say Paris, Cote d'Azur, Marseilles and other large city/areas - however rental income is lower, but the rental income/return is the same percentage as the above areas…

Official figures, (published 1/12/04) for year on year to end October 2004 show property prices increased on average by 24% in the area. 2005 provisonal figures shows same as 2004!! Rental "plafond" rose by over 8% due to the tremendous shortage in rental property.
(Source : Chambers of Notaires and Commerce / FNAIM)

View investment income-producing properties for sale in South West France »